SAY HELLO TO THE NEW YOU!

Do you feel like your money situation is impacting your life?

Analyzing where you are spending and saving your monthly income is one of the most important things you can take time to review.

Whether you’re making a budget for yourself, your household, or your business, you want to ensure you have enough funds available to take care of yourself financially.

Here are a few startling facts about women and money…

 American women are 80% more likely to be in poverty after retirement than men. 

The average American woman has roughly a third as much in retirement savings as a man does. 

61% of women said they would rather talk about death than money.

Women owe two-thirds of all student debt in America, even though they make up 56% of college graduates.

WHOAAAAA!!!

The good news is this doesn’t have to be this way -not for YOU!

What if I told you that you didn’t have to suffer when it comes to money any longer?

What if I told you that you can get a handle on your debt and spending?

What would that mean for you?

What would that feel like?

How would that change your life?

This can happen for YOU!!!

But the key is getting support.

Isolation is not the way to work through improving your money

Holding on to bitterness and frustration is not the way to solve your problems

Playing the victim is not the answer either

Yes life has thrown curveballs, yes life has been tough, yes you likely made mistakes along the way.

If anyone understands that I do!

Sure there are things you weren’t prepared for and looking forward to but they happened anyway.

I believe life gives its hardest tests to the strongest soldiers.

But I also believe each test is an opportunity for growth

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Hi! I am Dr. Nicolya.

Christian, Transformational Coach, Mommy and 11x Best Selling Author.

For years I was overwhelmed with wearing multiple hats and feeling like I could never get ahead of all of life’s hurdles that were thrown my way.

I was a mom, full time doctoral student, full time school counselor, and part time adjunct professor, plus attempting to write my first book......

Then out of nowhere I was a filing for a divorce. 

What once seemed in order came crashing down.

I knew it was the best thing, but boy ol' boy did it make the void even bigger.

After my divorce, my credit score had dropped by over 100 points and I felt so defeated.

I was always the person with healthy money habits, and almost an 800 credit score, and only a mortgage for debt, and here I was struggling to make ends meet and in debt up to my forehead.

I stayed in a bitter place for a long time, just thinking about all the ways the divorce had ruined my life and my finances. I kept spending and spending because I did not feel like anything would truly make a difference.

Then I couldn't take it anymore I was sick and tired of being sick and tired and I knew I could not continue to live like this any longer.  I decided to master my spending. I tried every kind of budgeting system that all the professionals recommended, but I realized that just because it works for one person doesn't mean it works for me.

I then created my own debt and savings plan and within a year, my credit score was higher than it has ever been and my debt was getting smaller and smaller.

I knew deep down in my heart that other people needed to feel inspired by my experience so that they too could know that transformation was possible for them.

This is the exact reason I became a coach.

I had a desire to share my story, my experiences, and real-life strategies to make this a reality for you. Because living a life full of anger, anxiety, depression, and stress is no fun!!!  Living a life running and hiding from your money habits is not truly living.

As a woman who has been through many of life's hurdles, I know exactly how frustrating it can be to feel stuck, overwhelmed and hopeless. 

I am here to tell you good things will come your way and you CAN restore your life.

It’s funny to think about all of the trials I went through and how angry I was at God that I had to experience them.

 Now looking back I am grateful for my experiences. My trials have given me a platform to support other women who are in the trenches.

Women come to me to work through their limiting beliefs about money.

Women come to me who have had life hand them a fair share of problems that have knocked them down.

Women come to me that are ready to make changes and master their money habits.

The reason they chose to come to me is that I have been there, but more importantly, I know that there is a way out. 

I am not saying this to sound cliche.

I know this because I have found my life again...and you can too.

I want to remind you that you BOLDLY deserve:

Love

Happiness

Sanity

Security

Success

Don’t allow your situation to let you believe otherwise.

 For a short time, I am offering my *BEST SELLING* Busy Budget Guru Course for only $47 (typically $197).

This is just for YOU.

With this course you will learn to:

  • The stages of budgeting and how to find the one that works for you.

  • Identify where you’re stuck and areas in your life that need to be revamped.

  • How to implement steps that will help you not to respond emotionally, but intentionally when it comes to spending.

  • How to overcome the mental blocks you have likely embraced as habits

  • ​How to create a plan to remove debt.

  • Steps to restore your credit.

  • Practical strategies to transition without tension.

All of this usually goes for $197

For YOU it's ONLY $47 for a limited time!!!

WHAT THEY SAY

  • Dr. Nicolya and I first met at a single mothers event. Who knew that we would journey through our life together. She helped me organize my finances because I was newly divorced and didn't know what to do. Dr. Nicolya is knowledgeable and very supportive. She prays fervently for me and encourages me when times get tough. I can trust her to be myself around her. God didn't intend for us to do this alone and I am grateful to have her. 

    — Alina P.

  • I am so excited. This was exactly what I was looking for! In life there is nothing  better than to have support during some of the most difficult times. Thank you Dr. Nicolya for being that for me!

    — Atha S.

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Hi, I’m Dr. Nicolya Williams

A Transformational Coach, best-selling author, and blogger for women.

As a coach, I divide my time between empowering women one on one and motivating groups of women through masterclasses.

When not spending time on my business I spend my time with family, reading, attending church or exercising at the gym.

Connect with me on social media @nicolyawilliams

All of this usually goes for $197

For YOU it's ONLY $47!!!

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 Copyright 2021 Dr. Nicolya Williams